Conveyancing


Selling

At the Legal House your dedicated conveyancer will guide you through the sale process in a quick and efficient manner to ensure the sale proceeds smoothly to completion. The basic steps involved in selling your property are:

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  • You will need to complete the Property Information Form and Fixtures and Fittings form to provide the buyer with information about the property and the items you will be leaving
  • We will send this information and the legal contracts to the buyers solicitor
  • We will answer any legal enquiries that the buyer’s lawyer raises
  • We will deal with your existing mortgage lender and repay the mortgage sum owed

We also work and co-operate with the estate agents who play a part in the transaction.

Buying

Our aim is to make sure you move into your home with the minimum of stress. A purchase transaction will normally involve:-

  • checking the legal title and the searches to ensure it is acceptable
  • raising enquiries with the seller's lawyer to ensure our your interests are safeguarded
  • approving the Contract drawn up by the seller’s lawyer
  • making searches of the relevant authorities to find any concerns that would have a negative effect on owning the property
  • checking your mortgage offer to ensure any agreed loans are adequate and that you are aware of their responsibilities
  • co-ordinating the collection of your deposit money and your mortgage money to purchase the property

And of course we work and co-operate with the mortgage advisors and estate agents who play a part in the transaction.

Purchasing your council house

If you have made an application and accepted an agreement to purchase your council house under the Right to Buy scheme, you will need to appoint a lawyer.

Here at The Legal House we can act for you and guide you through the process of purchasing your council house. We will ensure that the process will complete as quickly as possible and inform you of the terms of the purchase under the Right to Buy scheme.

Remortgaging

When you remortgage, you are switching your mortgage to another deal, and frequently another lender.
Remortgages can be used for various reasons, most people simply switch mortgage because it will work out cheaper for them, for example, the introductory discounted interest rate may have finished with your current lender; therefore you could get a discount, or a lower APR, with another lender.

Other individuals may use a re-mortgage to consolidate their debts, if they take out their remortgage for a larger amount than owed on the existing mortgage or just to release some equity in the property to spend on a luxury item or holiday.
Once your new mortgage offer has been issued, completion can normally take place within 7-14 days.

Transfer of Equity

If you wish to change the legal ownership of the property, we can help. There are a number of reasons our clients wish to carry out transfers of equity, sometimes because couples have married or separated; other times it is for tax planning, whatever the reason, The Legal House will provide you with advice and carry out the transfer.

Get a free conveyancing quote here

Just a note to say thank you very much. We really appreciate the way you were always available to keep us informed in a language we understand. We would highly recommend you

K Waugh
Tyne and Wear

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